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Posts published in “Refinance Home”

How to Give Buyers What They Really Want Online

Today’s Internet-savvy cash home buyer has a certain expectation when they shop online. As a real estate professional is your online property presentations meeting those expectations or falling woefully short?

Today’s technology-savvy consumers start their home searches online. That’s a fact!, you need to understand this important fact as well: They will eliminate properties based upon their visual content (or, I should say, lack thereof!)

Why is it that consumers can “customize” a pair of $100 sneakers online, but still can’t view decent photos of a $500,000 home? In this eye-opening presentation, Technology Guru and Master Motivator, Verl Workman, walks you step-by-step through some of the most popular websites in the world to show you what kind of experience your potential customers are expecting when they go to your site and visit your listings online. If you’re not giving your would-be clients this level of experience, what message about YOU is this sending and how much business are you losing?

This Engaging Webinar, Learn How You Can

Create a plan for listings that will get more buyers calling to see your homes
Develop an automatic listing syndication strategy that receives every listing more exposure
Track your policy to ensure your marketing dollars are well spent
Understand the lifecycle of a client and how to engage them every step of the way
How to stay in touch with your client for 5-7 years by providing them with real value that keeps them engaged with you
Four specific tips on converting internet leads.
Don’t miss this session! It will be a real eye-opener full of “Aha!” moments!

What’s Your Investor IQ?

Investors are gobbling up the distressed inventory. Are you representing them?

This is an incredible market! Since property values have dropped along with interest rates and a large percentage of homes are in foreclosures, guess what? Investors are coming out of the woodwork! More and more properties are being sold, but not to whom you may think. Recent stats are showing as many as 80% of the properties being sold in some markets are non-owner occupied!

Are you prepared to handle the tough questions investors ask?

Do you have tools and systems to attract more investors to your client portfolio?

Are you prospecting using proven methods to attract more of these highly profitable clients to your business?

A Buyer Listing Service. What?

We as a whole know purchasers are the new hot property. Is it true that it isn’t time you knew how to contact them adequately?

Go along with us this week as Stefan Swanepoel, creator of Swanepoel Trends Report, talks with Duncan Logan, CEO of NationalBLS, to enable you to begin boosting your compass to purchasers TODAY.

Tune in as Stefan and Duncan examine Buyers Listing Service. Stefan will dive further to see whether a national purchaser posting administration is the most significant development to hit land since the MLS or on the off chance that it is only a troublesome innovation to confound the market.

Learning Objectives

Amid this live webcast, you will take in more about the new purchasers posting administration and if it genuinely is justified regardless of your opportunity or cash.

Features of this substance rich session include:

A top to bottom take a gander at a Buyers Listing Service

Compelling approaches to achieve purchasers

About Your Speaker

Stefan Swanepoel is generally perceived as the leading visionary on patterns and has penned 13 Books, Whitepapers and Reports including the 1998 smash hit; Real Estate stands up to Reality (1997), the continuation Real Estate goes up against the Future (2004) and the Swanepoel TRENDS Report.

Stefan’s point of view is dependable for a confident and stable future. On the off chance that you need scholarly incitement, Stefan’s the one to do it. He is connecting with, stimulating and engaging and a standout amongst other speakers in the land business.

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We’ve got it all here – there’s something for everyone. So wade on in and get your feet wet. We can’t wait to show you what we’ve got on the plate for today!

Refinance Your Home

With current loan fees still generally low (4.29% as of the written work of this article), you might need to renegotiate your home to a lower rate. Here are five inquiries you should reply before you take the jump:

1. To what extent do refinance Your Home plan to remain in the home?

It has a significant effect in recovering the cost of renegotiating a home credit. If you don’t plan to possess the home for around three to five years or more in the wake of renegotiating, it won’t bode well to bring about the expenses of renegotiating.

2. What are the end or settlement costs for renegotiating?

You should hope to pay about an equal sum from when you acquired. Costs will incorporate another title approach or theoretical, another examination, and bank’s expenses.

Commonly, loan specialists charge a start expense or a “markdown charge.” On the off chance that it’s a “no-fetched” renegotiate, there’s hugely no such thing – the cost will be moved into a higher loan fee. Rely on your end expenses to be like what you paid when you started your first credit. As it were, it’s another advance, with every new loss.

3. What rate would you say you are presently paying?

Some time ago, contract banks prompted renegotiating just on the off chance that you could spare two rate focuses on the credit. That is so you can recover your end costs on the off chance that you have to offer multi-year or all the more later, expecting your home doesn’t go down in esteem.

In any case, you can renegotiate by getting as meager as 1/2 percent lower than your present home loan financing cost and still can offer inside a sensible time – three years or thereabouts. What you have to do is the figure to what extent it will take you to pay back your end costs before you offer your home.

You have a $200,000 contract, 30 yr. Settled rate, 6% enthusiasm, with a regularly scheduled installment of $1199 in chief and intrigue or PITI. Expecting $2,000 in shutting costs, you renegotiate for an additional 30 years.

At two focuses lower, or 4% intrigue, your new PITI (chief and intrigue) is $ 954.83 With a month to month reserve funds of $244.17; it would take you a little more than eight months to pay back the cost of the renegotiate.

At 1/2 % of a point lower, or 5.5% intrigue, your PITI is $ 1135.58. With a month to month investment funds of about $64, it would take you barely 31 months to earn back the original investment, a great system on the off chance that you intend to remain in your home no less than three years.

4. What kind of advance do you as of now have? Do you have a half and half free rate contract that requirements are renegotiating?

Numerous half and half advances move from settled rates to movable wind up movable following multi-year, three years, or five years. If you met all requirements for the adjustable rate advance initially, however, have since expanded your salary or paid down your home loan and constructed some value, now may well be an ideal opportunity to renegotiate.

Loan costs have floated close to the five-point check or lower for well more than six years, making it likely that adjustable rates have no place to go however up, so it might be a decent time to get into a settled price.

5. Have your plans or conditions changed from when you initially bought?

Maybe you’re doing admirably and need to quicken your result by renegotiating to a 15-year term. Extra installments to main can be willfully added to your 30-year settled rate credit installment, so renegotiating is just shrewd on the off chance that you can get a much lower loan fee than your present term.

Then again, maybe your aims of paying off a 15-year note have changed, because of diminished pay, family commitments or some other reason. A renegotiate to a 30-year term will facilitate your installments. However, the dominant part of your note will be to pay enthusiasm, with small going toward your main for quite a while.

Ask your home loan financier or agent and your money related counselor or expense preparer to enable you to choose if renegotiating is the correct response for you now.